Welcome to The Eternal Legacy Plan
Peace of mind for those you love...
when families need it most.
Welcome to The Eternal Legacy Plan
Peace of mind for those you love...
when families need it most.
Whole Life Insurance may help supplement Social Security
The Eternal Legacy Plan helps fill important gaps that other benefits may leave behind.
- Anyone ages 50–85* can apply.
- Offers coverage up to $25,000 per person, depending on eligibility.
* Issue ages may vary by policy and state.
Did you know?
Social Security provides a one-time lump sum death benefit of $255, typically paid to a surviving spouse or eligible child.* The lump sum may not be enough to cover final expenses.
*(Source: SSA Publication No. 05-10008, Jan. 2023)
VA burial benefits may help — if you qualify.
For non-service-connected deaths, the VA may pay up to $1,956, but eligibility depends on specific conditions.
(Source: U.S. Dept. of Veterans Affairs, Oct. 2024)
A Whole Life Insurance Plan can help cover the gaps left
by VA and other benefits, with
- Guaranteed payout
- No eligibility requirements
- Funds paid directly to your family
The funeral industry’s cremation prices are rising with inflation¹
- Direct Cremation Plan with no ceremony or viewing: $2,000–$4,000¹
- Full-Service Ceremony Plan which includes viewing and services: $7,000–$9,000¹
Traditional Funeral Prices Vary Widely.
- Full-service funeral costs range from $12,000–$18,000, including viewing, ceremony, burial, and basic service fees.¹
- Whole life insurance could provide up to $25,000 in coverage to help pay final expenses and reduce the financial burden on your family.
Benefits may be paid to your beneficiary.***
***You select your own beneficiary.
- The check or proceeds are made payable directly to the person of your choice.
- Or the benefits can be assigned directly to a funeral home.
Important features of the plan
Budget Friendly
Builds Cash Value
Builds Cash Value
- Your premiums can be paid monthly, quarterly, semi-annually, or annually — whichever fits your budget best.
- You have the option to have payments automatically withdrawn from your bank account for added convenience.
Builds Cash Value
Builds Cash Value
Builds Cash Value
- Has loan provisions.*
- Builds paid-up insurance.
- If you miss a payment, your built-up cash value pays it for you.*
*Policy loans and withdrawals will reduce the available cash value and death benefit, and may cause the policy to lapse.
Protects Cash Value
Affordable and Flexible
Affordable and Flexible
- Nursing homes, hospitals, and other outside entities don’t have access.
Affordable and Flexible
Affordable and Flexible
Affordable and Flexible
- No company penalties for surrendering your policy
- Built-in options like extended term or reduced paid-up insurance
Protection with benefits:
- It’s Immediate.*
- Covers up to $50,000*
- No physical exam required. Answers to health questions will determine coverage availability. *
- Builds cash value.
Protection for Your Whole Life
Permanent
Permanent
Permanent
This isn't a term insurance policy. It's a quality whole-life policy.
Local
Permanent
Permanent
You can receive service from a local agent where you live.
Immediate
Permanent
Immediate
If you're in reasonably good health, you may qualify for Old American Insurance Company’s Budget Master Standard life insurance, policy form ICC18P100 or P100, which pays the full face amount from its issue date.
Guaranteed by Old American Insurance Company
- Serving policyholders since 1939.
- More than $1 billion of insurance in force¹
- Over 160,000 policyholders¹
- 47 states and the District of Columbia
Home Office: 3520 Broadway, Kansas City, MO 64111
Old American Insurance Company’s Eternal Legacy Plan is is designed for individuals ages 50 to 85.:
It’s a whole life insurance policy that helps provide funds for final expenses or any other expenses - with no medical exam required. Answers to health questions will determine eligibility for coverage availability.
Contact Us
Kramer Agency, Inc
2103 Swift Street, North Kansas City, Missouri 64116, United States
Phone: (877) 797-3251