Welcome to The Eternal Legacy Plan
Peace of mind for those you love...
when families need it most.
Welcome to The Eternal Legacy Plan
Peace of mind for those you love...
when families need it most.
A Whole Life Insurance Plan to Supplement Social Security
The Eternal Legacy Plan covers what other benefits don’t.
- Anyone ages 50–85 can apply.
- Protects up to $25,000 per person.
Compare to $255 from Social Security for ages 65+.
See SSA Publication No. 05-10008, Jan. 2023.
Also compare to up to $1,956
for veterans' non-service-connected deaths.
See Veterans Affairs, Oct. 2024.
Rising prices reflect new industry regulations.
- Direct Plan $2,000–$4,000 (without observances)
- Ceremony Plan $4,000–$7,000
Traditional funeral expenses vary widely.
- $12,000–$18,000 (best place to start)
- Coverage up to $50,000
- Cremations $4,000–$6,000
It pays a benefit to your family.***
***You select your own beneficiary.
- The check or proceeds are made payable directly to the person of your choice.
- Or the benefits can be assigned directly to a funeral home.
Your Policy Safeguards
Carefree
Builds Cash Value
Builds Cash Value
- Automatically withdraws from your bank account.
Builds Cash Value
Builds Cash Value
Builds Cash Value
- Has loan provisions.
- Builds paid-up insurance.
- If you miss a payment, your built-up cash value pays it for you.
Protects Cash Value
Affordable and Flexible
Affordable and Flexible
- Nursing homes, hospitals, and other outside entities don’t have access.
Affordable and Flexible
Affordable and Flexible
Affordable and Flexible
- Increase or decrease your coverage at any time.
- There are no company penalties for surrendering the policy before its anniversary.
Protection with benefits:
- It's Immediate.*
- Covers up to $25,000. Answers to health questions will determine coverage amount.**
- No physical exam required.
- Builds cash value.
*Based on underwriting.
**Issue ages may vary by policy and state.
Protection for Your Whole Life
Permanent
Permanent
Permanent
This isn't a term insurance policy. It's a quality whole-life policy.
Local
Permanent
Permanent
You can receive service from a local agent where you live.
Immediate
Permanent
Immediate
If you're in reasonably good health, you may qualify for our Budget Master Standard life insurance, policy form ICC18P100 or P100, which pays the full face amount from its issue date.
Guaranteed By Old American
- Serving policyholders since 1939
- $1 billion of insurance in force
- 200,000 policyholders
- 47 states and the District of Columbia
Old American’s Peace of Mind Plan is
designed for anyone ages 50 to 85.
It's a life insurance policy to provide
funds for final expenses—with
no medical examination required!
Answers to health questions will
determine eligibility for coverage.
Policy form ICC18P100/P100 or ICC18P101/P101 (varies by state)
Contact Us
Kramer Agency, Inc
2103 Swift Street, North Kansas City, Missouri 64116, United States
Phone: (877) 797-3251